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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,127 | $78,682+6.9% | $109,188-23.0% | $85,851-2.0% |
| Participation rate | 89.1% | 68.3%+20.9pp | 75.9%+13.3pp | 69.3%+19.8pp |
| Annual return | 5.73% | 25.09%-19.4pp | 25.76%-20.0pp | 318.63%-312.9pp |
| Employer contribution / active EE | $18,536 | $2,734+578.0% | $3,723+397.9% | $2,565+622.5% |
| Participant deferral / active EE | $27 | $3,468-99.2% | $4,654-99.4% | $3,952-99.3% |
| Admin fee / account holder | $3,352 | $5,470-38.7% | $6,755-50.4% | $6,261-46.5% |