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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,127 | $78,668+6.9% | $109,152-22.9% | $85,854-2.0% |
| Participation rate | 89.1% | 68.3%+20.9pp | 75.9%+13.3pp | 69.3%+19.8pp |
| Annual return | 5.73% | 25.09%-19.4pp | 25.75%-20.0pp | 318.56%-312.8pp |
| Employer contribution / active EE | $18,536 | $2,733+578.1% | $3,722+398.0% | $2,565+622.6% |
| Participant deferral / active EE | $27 | $3,467-99.2% | $4,653-99.4% | $3,952-99.3% |
| Admin fee / account holder | $3,352 | $5,469-38.7% | $6,753-50.4% | $6,260-46.5% |