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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,736 | $57,352-44.7% | $83,831-62.1% | $64,173-50.5% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -5.10% | 11.38%-16.5pp | 850.99%-856.1pp | 7.63%-12.7pp |
| Employer contribution / active EE | $12,249 | $2,546+381.2% | $3,631+237.3% | $2,381+414.5% |
| Participant deferral / active EE | $25 | $2,993-99.2% | $4,082-99.4% | $3,470-99.3% |
| Admin fee / account holder | $3,794 | $4,046-6.2% | $5,479-30.7% | $4,887-22.4% |