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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,944 | $39,028-56.6% | $80,741-79.0% | $85,856-80.3% |
| Participation rate | 13.5% | 41.6%-28.0pp | 54.2%-40.7pp | 69.3%-55.8pp |
| Annual return | 7419.34% | 26.31%+7393.0pp | 87.30%+7332.0pp | 318.58%+7100.8pp |
| Employer contribution / active EE | $343 | $722-52.6% | $1,160-70.5% | $2,565-86.6% |
| Participant deferral / active EE | $1,821 | $1,326+37.3% | $2,145-15.1% | $3,952-53.9% |
| Admin fee / account holder | $1,916 | $2,429-21.1% | $3,380-43.3% | $6,261-69.4% |