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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,101 | $27,936-31.6% | $58,561-67.4% | $75,173-74.6% |
| Participation rate | 26.8% | 38.8%-12.0pp | 50.9%-24.0pp | 67.2%-40.4pp |
| Annual return | 16.77% | 44.21%-27.4pp | 4251.33%-4234.6pp | 160.72%-144.0pp |
| Employer contribution / active EE | $487 | $670-27.3% | $1,053-53.8% | $2,671-81.8% |
| Participant deferral / active EE | $1,634 | $1,202+35.9% | $1,923-15.0% | $4,126-60.4% |
| Admin fee / account holder | $180 | $1,727-89.6% | $2,520-92.9% | $5,651-96.8% |