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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,039 | $50,972-68.5% | $88,538-81.9% | $72,983-78.0% |
| Participation rate | 67.6% | 63.4%+4.2pp | 68.7%-1.1pp | 69.5%-1.8pp |
| Annual return | 20.96% | 29.62%-8.7pp | 43.64%-22.7pp | 81.01%-60.0pp |
| Employer contribution / active EE | $597 | $1,475-59.5% | $2,098-71.5% | $2,440-75.5% |
| Participant deferral / active EE | $2,401 | $2,230+7.7% | $2,914-17.6% | $3,608-33.4% |
| Admin fee / account holder | $2,482 | $3,230-23.2% | $4,310-42.4% | $5,124-51.6% |