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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,053 | $97,761-62.1% | $83,850-55.8% | $135,382-72.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -3.78% | 1287.44%-1291.2pp | 850.92%-854.7pp | 519.77%-523.5pp |
| Employer contribution / active EE | $1,819 | $4,222-56.9% | $3,631-49.9% | $4,779-61.9% |
| Participant deferral / active EE | $5,780 | $4,682+23.4% | $4,082+41.6% | $5,609+3.0% |
| Admin fee / account holder | $1,228 | $6,674-81.6% | $5,478-77.6% | $10,829-88.7% |