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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,547 | $99,345-66.2% | $84,753-60.4% | $273,972-87.8% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 6.17% | 22.93%-16.8pp | 22.78%-16.6pp | 41.46%-35.3pp |
| Employer contribution / active EE | $1,255 | $4,214-70.2% | $3,574-64.9% | $4,869-74.2% |
| Participant deferral / active EE | $3,497 | $4,270-18.1% | $3,712-5.8% | $5,287-33.9% |
| Admin fee / account holder | $848 | $6,645-87.2% | $5,333-84.1% | $10,133-91.6% |