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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,523 | $157,276-83.1% | $141,177-81.2% | $152,885-82.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 10.63% | 64.33%-53.7pp | 71.40%-60.8pp | 345.39%-334.8pp |
| Employer contribution / active EE | $13,617 | $5,262+158.8% | $4,736+187.5% | $4,763+185.9% |
| Participant deferral / active EE | $9,930 | $7,110+39.7% | $6,710+48.0% | $5,851+69.7% |
| Admin fee / account holder | $829 | $12,123-93.2% | $10,263-91.9% | $11,598-92.8% |