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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,489 | $138,072-92.4% | $123,549-91.5% | $135,382-92.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 0.98% | 153.69%-152.7pp | 119.20%-118.2pp | 519.77%-518.8pp |
| Employer contribution / active EE | $8,334 | $5,152+61.8% | $4,628+80.1% | $4,779+74.4% |
| Participant deferral / active EE | $7,417 | $6,799+9.1% | $6,426+15.4% | $5,609+32.2% |
| Admin fee / account holder | $70,423 | $10,917+545.1% | $9,284+658.5% | $10,829+550.3% |