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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,742 | $175,257-41.4% | $149,717-31.4% | $139,456-26.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.76% | 166.70%-146.9pp | 134.41%-114.6pp | 373.45%-353.7pp |
| Employer contribution / active EE | $8,561 | $5,477+56.3% | $4,820+77.6% | $4,753+80.1% |
| Participant deferral / active EE | $6,323 | $6,521-3.0% | $5,682+11.3% | $6,711-5.8% |
| Admin fee / account holder | $986 | $16,156-93.9% | $13,213-92.5% | $11,407-91.4% |