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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,911 | $209,425-59.0% | $178,499-51.9% | $158,966-46.0% |
| Participation rate | 93.3% | 86.4%+7.0pp | 81.9%+11.4pp | 82.0%+11.4pp |
| Annual return | 12.57% | 188.80%-176.2pp | 151.10%-138.5pp | 302.95%-290.4pp |
| Employer contribution / active EE | $5,583 | $5,707-2.2% | $5,011+11.4% | $4,762+17.2% |
| Participant deferral / active EE | $3,576 | $5,955-40.0% | $5,202-31.3% | $5,983-40.2% |
| Admin fee / account holder | $16,123 | $17,078-5.6% | $13,986+15.3% | $11,250+43.3% |