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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,571 | $91,911-20.0% | $68,793+6.9% | $135,382-45.7% |
| Participation rate | 53.3% | 76.7%-23.4pp | 72.2%-18.9pp | 82.6%-29.3pp |
| Annual return | -8.23% | -8.22%0pp | -4.63%-3.6pp | 519.77%-528.0pp |
| Employer contribution / active EE | $1,159 | $3,924-70.5% | $2,625-55.9% | $4,779-75.8% |
| Participant deferral / active EE | $2,732 | $4,315-36.7% | $3,311-17.5% | $5,609-51.3% |
| Admin fee / account holder | $1,604 | $9,240-82.6% | $5,131-68.7% | $10,829-85.2% |