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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,381 | $96,956-30.5% | $69,779-3.4% | $273,972-75.4% |
| Participation rate | 50.0% | 77.1%-27.1pp | 71.8%-21.8pp | 83.0%-33.0pp |
| Annual return | 6.26% | 12.93%-6.7pp | 12.99%-6.7pp | 41.46%-35.2pp |
| Employer contribution / active EE | $805 | $3,316-75.7% | $2,338-65.6% | $4,869-83.5% |
| Participant deferral / active EE | $2,018 | $3,744-46.1% | $2,931-31.1% | $5,287-61.8% |
| Admin fee / account holder | $8,975 | $7,934+13.1% | $4,381+104.9% | $10,133-11.4% |