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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,874 | $197,625-65.1% | $177,840-61.3% | $158,966-56.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 23.42% | 58.76%-35.3pp | 48.32%-24.9pp | 302.95%-279.5pp |
| Employer contribution / active EE | $2,614 | $6,698-61.0% | $5,919-55.8% | $4,762-45.1% |
| Participant deferral / active EE | $9,288 | $8,405+10.5% | $7,714+20.4% | $5,983+55.2% |
| Admin fee / account holder | $13,992 | $15,405-9.2% | $12,431+12.6% | $11,250+24.4% |