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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,517 | $109,359-41.0% | $162,177-60.2% | $72,975-11.6% |
| Participation rate | 87.5% | 84.3%+3.2pp | 87.6%-0.1pp | 69.5%+18.0pp |
| Annual return | 28.72% | 25.46%+3.3pp | 115.60%-86.9pp | 81.01%-52.3pp |
| Employer contribution / active EE | $2,689 | $3,907-31.2% | $5,613-52.1% | $2,440+10.2% |
| Participant deferral / active EE | $8,438 | $5,481+54.0% | $7,297+15.6% | $3,608+133.9% |
| Admin fee / account holder | $320 | $7,972-96.0% | $10,843-97.0% | $5,124-93.7% |