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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,145 | $94,529-39.5% | $140,019-59.2% | $64,173-11.0% |
| Participation rate | 78.1% | 84.1%-6.0pp | 87.5%-9.4pp | 69.6%+8.6pp |
| Annual return | -8.50% | 7.77%-16.3pp | 651.15%-659.7pp | 7.63%-16.1pp |
| Employer contribution / active EE | $2,547 | $3,812-33.2% | $5,605-54.6% | $2,381+7.0% |
| Participant deferral / active EE | $8,111 | $5,250+54.5% | $6,927+17.1% | $3,470+133.8% |
| Admin fee / account holder | $415 | $6,741-93.8% | $10,705-96.1% | $4,887-91.5% |