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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,690 | $106,864+103.7% | $147,318+47.8% | $82,637+163.4% |
| Participation rate | 81.5% | 75.5%+6.0pp | 82.1%-0.6pp | 68.1%+13.4pp |
| Annual return | 19.15% | 27.49%-8.3pp | 70.43%-51.3pp | 53.51%-34.4pp |
| Employer contribution / active EE | $4,890 | $3,417+43.1% | $4,593+6.5% | $2,552+91.6% |
| Participant deferral / active EE | $10,794 | $6,496+66.2% | $7,906+36.5% | $4,126+161.6% |
| Admin fee / account holder | $2,541 | $8,415-69.8% | $13,708-81.5% | $7,339-65.4% |