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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,210 | $148,623+13.9% | $135,974+24.4% | $139,466+21.3% |
| Participation rate | 69.6% | 83.9%-14.3pp | 81.9%-12.4pp | 80.3%-10.8pp |
| Annual return | 25.20% | 79.30%-54.1pp | 68.30%-43.1pp | 373.66%-348.5pp |
| Employer contribution / active EE | $4,229 | $5,246-19.4% | $4,859-13.0% | $4,754-11.1% |
| Participant deferral / active EE | $10,786 | $8,103+33.1% | $7,760+39.0% | $6,712+60.7% |
| Admin fee / account holder | $52 | $12,406-99.6% | $10,767-99.5% | $11,409-99.5% |