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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,362 | $63,346-78.9% | $92,240-85.5% | $70,126-80.9% |
| Participation rate | 83.3% | 68.7%+14.7pp | 76.5%+6.9pp | 69.5%+13.8pp |
| Annual return | 11.58% | 530.19%-518.6pp | 176.29%-164.7pp | 73.15%-61.6pp |
| Employer contribution / active EE | $978 | $2,471-60.4% | $3,680-73.4% | $2,343-58.2% |
| Participant deferral / active EE | $1,302 | $2,854-54.4% | $3,897-66.6% | $3,332-60.9% |
| Admin fee / account holder | $2,078 | $3,841-45.9% | $5,194-60.0% | $4,645-55.3% |