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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,408 | $57,352-71.4% | $83,831-80.4% | $64,173-74.4% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -8.91% | 11.38%-20.3pp | 850.99%-859.9pp | 7.63%-16.5pp |
| Employer contribution / active EE | $5,449 | $2,546+114.1% | $3,631+50.1% | $2,381+128.9% |
| Participant deferral / active EE | $4,630 | $2,993+54.7% | $4,082+13.4% | $3,470+33.4% |
| Admin fee / account holder | $430 | $4,046-89.4% | $5,479-92.1% | $4,887-91.2% |