Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,823 | $81,446-19.2% | $103,374-36.3% | $80,874-18.6% |
| Participation rate | 51.0% | 66.9%-15.9pp | 74.5%-23.5pp | 67.6%-16.7pp |
| Annual return | 9.92% | 25.57%-15.6pp | 24.89%-15.0pp | 35.62%-25.7pp |
| Employer contribution / active EE | $661 | $3,107-78.7% | $3,869-82.9% | $2,756-76.0% |
| Participant deferral / active EE | $3,854 | $3,870-0.4% | $5,058-23.8% | $4,297-10.3% |
| Admin fee / account holder | $2,103 | $6,715-68.7% | $8,394-74.9% | $6,935-69.7% |