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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,192 | $110,307-11.0% | $96,576+1.7% | $139,456-29.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 5.50% | 26.40%-20.9pp | 25.87%-20.4pp | 373.45%-367.9pp |
| Employer contribution / active EE | $4,955 | $3,619+36.9% | $2,965+67.1% | $4,753+4.3% |
| Participant deferral / active EE | $12,094 | $5,547+118.0% | $4,851+149.3% | $6,711+80.2% |
| Admin fee / account holder | $9,754 | $11,597-15.9% | $8,253+18.2% | $11,407-14.5% |