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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,309 | $78,694+30.0% | $67,652+51.2% | $125,389-18.4% |
| Participation rate | 58.8% | 78.8%-20.0pp | 75.7%-16.8pp | 83.2%-24.4pp |
| Annual return | 0.45% | 9.46%-9.0pp | 6625.40%-6624.9pp | 282.24%-281.8pp |
| Employer contribution / active EE | $976 | $3,044-67.9% | $2,266-56.9% | $4,866-79.9% |
| Participant deferral / active EE | $1,761 | $4,292-59.0% | $3,560-50.5% | $5,352-67.1% |
| Admin fee / account holder | $39,670 | $7,403+435.9% | $4,821+722.9% | $9,541+315.8% |