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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,904 | $211,224-29.5% | $178,505-16.6% | $145,897+2.1% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 8.72% | 30.28%-21.6pp | 27.16%-18.4pp | 552.29%-543.6pp |
| Employer contribution / active EE | $3,388 | $4,577-26.0% | $3,955-14.3% | $4,663-27.3% |
| Participant deferral / active EE | $5,412 | $6,966-22.3% | $6,280-13.8% | $6,689-19.1% |
| Admin fee / account holder | $2,296 | $12,109-81.0% | $10,428-78.0% | $13,390-82.9% |