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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,668 | $175,257+17.9% | $149,717+38.0% | $139,456+48.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.56% | 166.70%-151.1pp | 134.41%-118.8pp | 373.45%-357.9pp |
| Employer contribution / active EE | $16,950 | $5,477+209.5% | $4,820+251.7% | $4,753+256.6% |
| Participant deferral / active EE | $8,925 | $6,521+36.9% | $5,682+57.1% | $6,711+33.0% |
| Admin fee / account holder | $3,718 | $16,156-77.0% | $13,213-71.9% | $11,407-67.4% |