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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,602 | $202,342-36.4% | $172,752-25.6% | $152,897-15.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.58% | 1029.83%-1007.2pp | 802.97%-780.4pp | 345.43%-322.9pp |
| Employer contribution / active EE | $14,540 | $5,858+148.2% | $5,144+182.7% | $4,764+205.2% |
| Participant deferral / active EE | $8,875 | $5,948+49.2% | $5,198+70.7% | $5,851+51.7% |
| Admin fee / account holder | $1,770 | $17,111-89.7% | $13,955-87.3% | $11,599-84.7% |