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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,679 | $150,447-39.1% | $136,298-32.7% | $147,586-37.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.48% | 1049.15%-1034.7pp | 5156.27%-5141.8pp | 578.59%-564.1pp |
| Employer contribution / active EE | $1,317 | $5,256-74.9% | $4,696-72.0% | $4,876-73.0% |
| Participant deferral / active EE | $3,483 | $6,631-47.5% | $6,247-44.2% | $5,439-36.0% |
| Admin fee / account holder | $3,534 | $10,906-67.6% | $9,244-61.8% | $10,886-67.5% |