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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,127 | $175,259-18.9% | $149,723-5.1% | $139,487+1.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.74% | 166.82%-153.1pp | 134.50%-120.8pp | 373.84%-360.1pp |
| Employer contribution / active EE | $13,128 | $5,478+139.6% | $4,821+172.3% | $4,755+176.1% |
| Participant deferral / active EE | $3,092 | $6,522-52.6% | $5,682-45.6% | $6,713-53.9% |
| Admin fee / account holder | $1,350 | $16,158-91.6% | $13,215-89.8% | $11,407-88.2% |