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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,972 | $176,120+178.2% | $159,487+207.2% | $167,553+192.4% |
| Participation rate | 75.0% | 85.0%-10.0pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 12.20% | 331.95%-319.7pp | 263.71%-251.5pp | 478.89%-466.7pp |
| Employer contribution / active EE | $9,500 | $5,299+79.3% | $4,831+96.6% | $4,840+96.3% |
| Participant deferral / active EE | $6,500 | $7,752-16.1% | $7,354-11.6% | $6,343+2.5% |
| Admin fee / account holder | $4,401 | $12,561-65.0% | $10,804-59.3% | $12,316-64.3% |