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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,285 | $165,399+157.1% | $149,745+184.0% | $158,982+167.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 4.17% | 348.34%-344.2pp | 276.72%-272.6pp | 302.99%-298.8pp |
| Employer contribution / active EE | $2,250 | $5,105-55.9% | $4,646-51.6% | $4,763-52.8% |
| Participant deferral / active EE | $6,500 | $7,183-9.5% | $6,843-5.0% | $5,983+8.6% |
| Admin fee / account holder | $3,802 | $10,811-64.8% | $9,312-59.2% | $11,252-66.2% |