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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,553 | $157,304+155.3% | $141,197+184.4% | $152,909+162.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.28% | 64.34%-48.1pp | 71.41%-55.1pp | 345.46%-329.2pp |
| Employer contribution / active EE | $3,000 | $5,263-43.0% | $4,736-36.7% | $4,764-37.0% |
| Participant deferral / active EE | $5,000 | $7,111-29.7% | $6,710-25.5% | $5,851-14.5% |
| Admin fee / account holder | $3,557 | $12,126-70.7% | $10,265-65.3% | $11,601-69.3% |