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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,989 | $134,817-79.2% | $123,973-77.4% | $155,188-82.0% |
| Participation rate | 73.3% | 79.4%-6.1pp | 76.7%-3.3pp | 80.8%-7.5pp |
| Annual return | 14.19% | 515.49%-501.3pp | 388.13%-373.9pp | 148.84%-134.6pp |
| Employer contribution / active EE | $1,154 | $4,425-73.9% | $4,126-72.0% | $4,248-72.8% |
| Participant deferral / active EE | $1,835 | $5,706-67.8% | $5,247-65.0% | $6,531-71.9% |
| Admin fee / account holder | $560 | $13,245-95.8% | $11,799-95.3% | $14,480-96.1% |