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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,287 | $133,998-92.3% | $112,263-90.8% | $134,545-92.4% |
| Participation rate | 80.0% | 78.6%+1.4pp | 75.1%+4.9pp | 81.2%-1.2pp |
| Annual return | -19.43% | 47.17%-66.6pp | 27.49%-46.9pp | 418.37%-437.8pp |
| Employer contribution / active EE | $1,225 | $4,040-69.7% | $3,636-66.3% | $4,742-74.2% |
| Participant deferral / active EE | $3,087 | $5,292-41.7% | $4,729-34.7% | $6,401-51.8% |
| Admin fee / account holder | $620 | $7,493-91.7% | $6,410-90.3% | $11,431-94.6% |