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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,411 | $110,379-80.6% | $102,412-79.1% | $145,884-85.3% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 9.95% | 24.84%-14.9pp | 24.94%-15.0pp | 551.85%-541.9pp |
| Employer contribution / active EE | $1,245 | $4,216-70.5% | $3,870-67.8% | $4,662-73.3% |
| Participant deferral / active EE | $1,956 | $5,622-65.2% | $5,060-61.3% | $6,690-70.8% |
| Admin fee / account holder | $276 | $9,745-97.2% | $8,388-96.7% | $13,392-97.9% |