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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,481 | $185,312+16.3% | $161,489+33.4% | $154,746+39.2% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 20.69% | 103.84%-83.2pp | 89.72%-69.0pp | 172.34%-151.7pp |
| Employer contribution / active EE | $2,607 | $4,769-45.3% | $4,268-38.9% | $4,379-40.5% |
| Participant deferral / active EE | $9,768 | $6,350+53.8% | $5,630+73.5% | $6,730+45.1% |
| Admin fee / account holder | $1,605 | $18,654-91.4% | $16,006-90.0% | $14,365-88.8% |