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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,630 | $209,422-70.6% | $178,503-65.5% | $158,982-61.2% |
| Participation rate | 70.0% | 86.4%-16.4pp | 81.9%-11.9pp | 82.0%-12.0pp |
| Annual return | 14.43% | 188.81%-174.4pp | 151.12%-136.7pp | 302.99%-288.6pp |
| Employer contribution / active EE | $1,789 | $5,707-68.7% | $5,011-64.3% | $4,763-62.4% |
| Participant deferral / active EE | $6,343 | $5,955+6.5% | $5,202+21.9% | $5,983+6.0% |
| Admin fee / account holder | $318 | $17,079-98.1% | $13,987-97.7% | $11,252-97.2% |