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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,540 | $175,231-32.4% | $149,696-20.8% | $139,466-15.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.47% | 166.77%-147.3pp | 134.46%-115.0pp | 373.66%-354.2pp |
| Employer contribution / active EE | $2,582 | $5,478-52.9% | $4,821-46.4% | $4,754-45.7% |
| Participant deferral / active EE | $9,907 | $6,521+51.9% | $5,682+74.4% | $6,712+47.6% |
| Admin fee / account holder | $2,309 | $16,155-85.7% | $13,212-82.5% | $11,409-79.8% |