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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,787 | $88,672-55.1% | $105,223-62.2% | $82,448-51.7% |
| Participation rate | 55.4% | 67.9%-12.6pp | 75.0%-19.7pp | 68.1%-12.7pp |
| Annual return | 18.31% | 30.86%-12.5pp | 180.65%-162.3pp | 41.64%-23.3pp |
| Employer contribution / active EE | $990 | $3,048-67.5% | $3,689-73.2% | $2,551-61.2% |
| Participant deferral / active EE | $4,004 | $4,036-0.8% | $5,072-21.1% | $4,139-3.3% |
| Admin fee / account holder | $534 | $7,146-92.5% | $8,859-94.0% | $7,234-92.6% |