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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,537 | $228,352+6.2% | $185,835+30.5% | $158,966+52.6% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 34.31% | 40.81%-6.5pp | 35.96%-1.6pp | 302.95%-268.6pp |
| Employer contribution / active EE | $2,649 | $4,967-46.7% | $4,087-35.2% | $4,762-44.4% |
| Participant deferral / active EE | $3,527 | $6,416-45.0% | $5,633-37.4% | $5,983-41.1% |
| Admin fee / account holder | $19,015 | $11,867+60.2% | $9,502+100.1% | $11,250+69.0% |