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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,122 | $226,090-15.9% | $182,531+4.2% | $152,885+24.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 31.25% | 192.57%-161.3pp | 148.57%-117.3pp | 345.39%-314.1pp |
| Employer contribution / active EE | $2,720 | $4,978-45.4% | $4,075-33.3% | $4,763-42.9% |
| Participant deferral / active EE | $3,559 | $6,369-44.1% | $5,525-35.6% | $5,851-39.2% |
| Admin fee / account holder | $15,750 | $10,705+47.1% | $8,593+83.3% | $11,598+35.8% |