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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,959 | $181,062+117.6% | $158,223+149.0% | $155,188+153.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 6.55% | 57.39%-50.8pp | 52.09%-45.5pp | 148.84%-142.3pp |
| Employer contribution / active EE | $2,274 | $4,565-50.2% | $4,109-44.6% | $4,248-46.5% |
| Participant deferral / active EE | $3,283 | $6,134-46.5% | $5,467-39.9% | $6,531-49.7% |
| Admin fee / account holder | $14,162 | $18,825-24.8% | $16,047-11.7% | $14,480-2.2% |