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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,056 | $180,459+20.8% | $154,108+41.5% | $135,380+61.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -9.42% | 888.21%-897.6pp | 735.21%-744.6pp | 519.81%-529.2pp |
| Employer contribution / active EE | $4,129 | $6,035-31.6% | $5,298-22.1% | $4,779-13.6% |
| Participant deferral / active EE | $5,831 | $5,806+0.4% | $5,081+14.8% | $5,609+4.0% |
| Admin fee / account holder | $7,123 | $16,145-55.9% | $13,411-46.9% | $10,828-34.2% |