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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,076 | $202,342+15.2% | $172,753+34.9% | $152,909+52.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.68% | 1029.88%-1006.2pp | 803.00%-779.3pp | 345.46%-321.8pp |
| Employer contribution / active EE | $4,213 | $5,857-28.1% | $5,144-18.1% | $4,764-11.6% |
| Participant deferral / active EE | $5,556 | $5,948-6.6% | $5,198+6.9% | $5,851-5.0% |
| Admin fee / account holder | $6,240 | $17,112-63.5% | $13,956-55.3% | $11,601-46.2% |