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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,223 | $75,832-81.2% | $147,617-90.4% | $59,633-76.1% |
| Participation rate | 49.0% | 71.6%-22.5pp | 84.6%-35.6pp | 68.7%-19.7pp |
| Annual return | -0.91% | 0.37%-1.3pp | 61.98%-62.9pp | 2041.45%-2042.4pp |
| Employer contribution / active EE | $951 | $3,485-72.7% | $5,564-82.9% | $2,203-56.8% |
| Participant deferral / active EE | $1,853 | $3,131-40.8% | $4,895-62.1% | $3,192-41.9% |
| Admin fee / account holder | $9,627 | $5,986+60.8% | $11,612-17.1% | $4,297+124.0% |