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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,690 | $84,236-80.2% | $170,435-90.2% | $70,126-76.2% |
| Participation rate | 42.2% | 70.8%-28.6pp | 83.6%-41.4pp | 69.5%-27.4pp |
| Annual return | 16.73% | 23.06%-6.3pp | 205.94%-189.2pp | 73.15%-56.4pp |
| Employer contribution / active EE | $1,064 | $3,387-68.6% | $5,432-80.4% | $2,343-54.6% |
| Participant deferral / active EE | $1,812 | $3,086-41.3% | $4,939-63.3% | $3,332-45.6% |
| Admin fee / account holder | $4,198 | $5,698-26.3% | $13,881-69.8% | $4,645-9.6% |