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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,949 | $117,426-73.6% | $99,470-68.9% | $152,885-79.8% |
| Participation rate | 90.9% | 77.5%+13.4pp | 73.8%+17.1pp | 82.5%+8.5pp |
| Annual return | 13.64% | 31.87%-18.2pp | 30.72%-17.1pp | 345.39%-331.7pp |
| Employer contribution / active EE | $6,529 | $3,014+116.7% | $2,540+157.0% | $4,763+37.1% |
| Participant deferral / active EE | $2,127 | $4,086-47.9% | $3,619-41.2% | $5,851-63.6% |
| Admin fee / account holder | $6,053 | $7,634-20.7% | $6,252-3.2% | $11,598-47.8% |