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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,276 | $63,861-43.2% | $104,625-65.3% | $79,852-54.6% |
| Participation rate | 92.6% | 64.9%+27.7pp | 74.1%+18.5pp | 69.6%+23.0pp |
| Annual return | 15.64% | 21.30%-5.7pp | 340.60%-325.0pp | 31.72%-16.1pp |
| Employer contribution / active EE | $5,619 | $1,588+253.8% | $2,681+109.5% | $2,471+127.4% |
| Participant deferral / active EE | $1,907 | $2,693-29.2% | $3,738-49.0% | $3,740-49.0% |
| Admin fee / account holder | $470 | $4,185-88.8% | $6,465-92.7% | $5,306-91.1% |