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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,685 | $160,028-2.1% | $147,080+6.5% | $145,884+7.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.27% | 98.60%-79.3pp | 420.17%-400.9pp | 551.85%-532.6pp |
| Employer contribution / active EE | $8,932 | $5,286+69.0% | $4,933+81.1% | $4,662+91.6% |
| Participant deferral / active EE | $4,769 | $8,422-43.4% | $8,066-40.9% | $6,690-28.7% |
| Admin fee / account holder | $50,110 | $15,030+233.4% | $12,989+285.8% | $13,392+274.2% |