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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,117 | $176,105+27.3% | $159,474+40.5% | $167,536+33.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.28% | 331.91%-315.6pp | 263.68%-247.4pp | 478.82%-462.5pp |
| Employer contribution / active EE | $7,848 | $5,299+48.1% | $4,831+62.5% | $4,839+62.2% |
| Participant deferral / active EE | $6,638 | $7,751-14.4% | $7,353-9.7% | $6,342+4.7% |
| Admin fee / account holder | $11,871 | $12,559-5.5% | $10,802+9.9% | $12,315-3.6% |