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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,223 | $165,399+29.5% | $149,745+43.1% | $158,982+34.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 193.41% | 348.34%-154.9pp | 276.72%-83.3pp | 302.99%-109.6pp |
| Employer contribution / active EE | $4,568 | $5,105-10.5% | $4,646-1.7% | $4,763-4.1% |
| Participant deferral / active EE | $8,179 | $7,183+13.9% | $6,843+19.5% | $5,983+36.7% |
| Admin fee / account holder | $2,874 | $10,811-73.4% | $9,312-69.1% | $11,252-74.5% |